FINANCIAL ADVICE NEEDED

I have just successfully applied for a furlough relief loan, which my bank was giving under excellent terms. I meant it to be a debt downpayment.

BUT, I realized that at this point, with the bonus and my savings, I can take one of two paths:

1) Downpay highest card debt, have 3 months survival $
2) Pay *off* highest debt, have little over a month's survival $

Which way to go, with my co workers being let go, a short paycheck coming, and a potential new furlough?

And now for something frivolous: Night Vale

This video of Cecil Baldwin describing his idea of Carlos the Scientist inspired me to check the web for images of "Brazilian Male Models." (Fandom really makes a person make sacrifices, doesn't it?)

A darker, greying Luciano Szafir is now my headcanon!Carlos:


"And I fell in love instantly."



I need a Night Vale icon and I don't have Photoshop loaded on this machine yet...