I managed to pay off all my credit cards in one fell swoop a few years ago (profit on a house sale) and have made it a point not to get into heavy debt to them again. I keep one card for internet purchases, and pay it off every month.
I was thrilled to pieces to see how many Internet companies are now taking PayPal, allowing me to leave the credit cards entirely out of the equation. The paypal account is tied to the same account as the Little Visa, with gets a set amount every paycheck. The cumulative effect is to give me a line item on the budget for grins and giggles - either I can buy direct or I can buy on the Visa and pay back.
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I managed to pay off all my credit cards in one fell swoop a few years ago (profit on a house sale) and have made it a point not to get into heavy debt to them again. I keep one card for internet purchases, and pay it off every month.
no subject